At Charts & Parts, we help investors see risk clearly and build both financial and non-financial resilience.
We build tools, frameworks, and solutions to navigate modern markets. Over time these pieces came together into something larger — a system.
The result is Risk OS: our Risk-First operating system.
The Wealth Stack is the architecture that powers that system — built on a resilient benchmark, proprietary risk tools, and resilience frameworks.
Each layer builds on the one below it, creating a clear roadmap. Let’s take a quick walk up the stack.
Resilient Benchmark
The Butterfly Portfolio
Every system starts with a foundation. In the Wealth Stack, that foundation is the Butterfly Portfolio: our resilient benchmark for navigating changing market environments.
Inspired by Chris Cole’s Dragon Portfolio and informed by a 100-year backtest, the Butterfly Portfolio is a multi-asset strategy designed to remain balanced across inflation, deflation, wars, and everything in between.
The portfolio is simple by design: five equal slices — 20% stocks, 20% bonds, 20% gold (fiat alternatives), 20% hard assets (oil as our proxy), and 20% cash.
Why it matters: the Butterfly Portfolio anchors our risk tools. It provides the balanced benchmark we use to measure and normalize key risk metrics inside the Risk Compass.
Risk Tools
Risk Compass & Multi-Asset Calculator (MAC)
The next layer of the Wealth Stack introduces tools that help you see your risk.
We built two proprietary tools to make risk visible and measurable.
The Risk Compass maps portfolio exposure across several key risk factors, creating a clear visual snapshot of your risk.
The Multi-Asset Calculator (MAC) shows how different asset allocations perform over time, comparing performance and volatility across portfolios and major benchmarks.
Together, these tools translate complex market dynamics into something simple and visual: a clear picture of where your portfolio stands.
Most investors never see their risk this way. The industry tends to reduce risk to a single number or a generic questionnaire. Our tools approach it differently — structured, visual, and built for real decision-making.
Volatility Framework
New Vol
Once you can see your risk, the next question is what to do about it.
New Vol is our framework for rethinking volatility and how we protect against it.
Traditional finance defines volatility as a market decline. New Vol expands that definition. The real danger is not just market drawdowns, but systemic shocks — what we call Rupture.
If volatility is redefined this way, the solution changes as well. Risk management cannot rely solely on financial hedges within the portfolio. Instead, protection must extend beyond the portfolio, strengthening resilience beyond the portfolio.
This shift reframes volatility as a force to navigate, not simply hedge.
Resilience Compass
Balancing Financial and Non-Financial Assets
If volatility can originate outside the portfolio, resilience must extend beyond it as well.
The Resilience Compass is our framework for mapping that broader resilience.
The model organizes resilience into four quadrants:
Financial Defense → PRESERVE
Financial Offense → GROW
Non-Financial Defense → PROTECT
Non-Financial Offense → ADAPT
Each quadrant represents a different strategy for strengthening resilience across both financial and personal life.
Most people navigate risk without a map. The Resilience Compass provides one.
Execution Layer
Personal Resilience Report (PRR)
The final layer of the Wealth Stack is execution.
The Personal Resilience Report (PRR) is our strategy process for putting the Wealth Stack into action.
The PRR sits at the intersection of wealth management and personal resilience. Using the Resilience Compass, we identify strengths, gaps, and opportunities across both financial and non-financial life.
Traditional financial planning focuses primarily on financial assets and long-term projections. The Personal Resilience Report expands that lens — aligning wealth management with personal resilience and real-world risk.
The result is a clear roadmap for strengthening resilience and positioning for what comes next.
Conclusion
The Wealth Stack is about positioning.
It’s about building systems that can adapt as the world changes.
At Charts & Parts, we focus on helping investors see risk clearly, map resilience, and move from awareness to action.
Build it. Live it. Protect it.